For UK commercial finance brokers

Know your prospect’s lending limit.

Upload their bank statements. In a few minutes you see how much they can likely borrow, worked out from their trading and the loans they already have. Ask for the right amount and get fewer declines.

  • 1 free case every month
  • No company name needed
  • We never contact your client
Indicative lending limit
£53,000 – £133,000
Unsecured term loan · Cash advance up to £61,000
True monthly turnover£44,600
Monthly cash available£7,250
Existing loan repayments-£1,470/mo
Loan log
YouLend Cash advance£970/mo
iwoca Term loan£500/mo
Shire Leasing Asset financeended May
2 returned direct debits
See the full example report →
Every lender foundTrue turnoverIndicative limitLender-ready PDFAbout 5 minutes

One upload. Everything a lender will ask about.

Stop reading 40 pages of statements. Catch the stacked advance before the lender does, and tell your client on the first call whether the deal is worth placing.

The number

Indicative lending range

A term loan range and a cash advance figure, with the maths shown line by line. Never a single number we can't explain.

The loan log

Every existing facility

Each lender on the statements, what kind of finance it is, what it costs a month, and whether it is still running.

The red flags

What lenders will query

Stacked advances, returned payments, days overdrawn, new borrowing, gambling, falling turnover. In plain English.

The pack

Lender-ready PDF

One clean page to attach to your submission. No client name on it unless you add one.

What the loan log picks up

Checked against 500+ UK lender names, plus any payee that looks like finance but isn't on our list yet.

Term loansCash advances / revenue-based financeInvoice finance Asset finance & leasingVehicle financeRevolving credit facilities Business credit cardsPremium financeDirector & shareholder loans*
YouLend iwoca Funding Circle Liberis Capify Bizcap 365 Business Finance Fleximize Capital on Tap Tide Allica Bank Shawbrook Aldermore Close Brothers Shire Leasing Bibby Financial Services Time Finance Propel Finance

Logos are trade marks of their owners. LoanLogs isn't affiliated with any lender.

* When you add the company number, we check Companies House for directors and shareholders and show money moving between them and the business.

See the report before you sign up

This is what you get back a few minutes after uploading: the lending limit with the working shown, every existing lender, a cash P&L and what lenders will ask about.

Built from made-up statements for a small joinery business. A real case looks exactly the same.

Page 1 of an example LoanLogs report: lending limit £53,000 to £133,000, loan log with YouLend, iwoca and Shire Leasing, and the cash P&L

How it works

1

Upload the statements

3 to 6 months of business bank statements, any UK bank, as PDFs. Up to 100 pages counts as one case.

2

Add the company, if you want

Leave it anonymous, or add the company number to check director and shareholder loans too. Your choice, every time.

3

Get the answer

The lending range, the loan log and the red flags in about five minutes. Download the PDF and submit with confidence.

Discreet by design. Your leads stay yours.

You know what happens when a deal leaks. LoanLogs is built so it can't.

  • Anonymous by default. No company name or address on the report unless you add it.
  • We never contact your client. Not by email, not by phone, not ever.
  • We never pass leads to lenders. No lender can see your cases. We are not a broker and never will be.
  • Statements deleted after 7 days. Or straight away, with one click.

Free lending calculator

No sign-up, no upload. Type in the figures and get a rough range, using the same maths as a full case.

£
Money in from trading. Leave out loans and transfers.
£
Everything going out, except loan repayments.
£
£
Indicative term loan
–
Indicative cash advance
–
Cash available per month–
Room for new repayments–

    Rough guide only. The real figures come from the statements, which is where existing lenders and red flags show up.

    Run the real numbers free

    Simple pricing

    Pay per case. No subscription, no contract, no success fees. We never take a cut of your deal.

    £15 £9 per case
    • 1 free case every month
    • Up to 100 pages of statements per case
    • Lending range, loan log, red flags, PDF
    • Director and shareholder loans with a company number
    Start with a free case

    Questions brokers ask

    Is this a credit decision?

    No. It is an indicative range based on the statements, using common lender rules of thumb (debt cover of 1.25x to 1.5x, unsecured limits of 10% to 25% of turnover). Lenders apply their own criteria. It tells you whether the deal is worth placing and what they will ask about.

    Which banks work?

    Business statements from any UK bank: Barclays, HSBC, Lloyds, NatWest, Santander, Starling, Tide, Monzo, Revolut and the rest. PDFs or clear scans.

    How do you spot the loans?

    Every payment is checked against 500+ UK lender names and trading names, then labelled by what it looks like: daily sweeps read as a cash advance, steady monthly payments as a term loan, repeated drawdowns as revolving credit. Payees that look like finance but aren't on our list are shown too, so nothing is quietly missed.

    What happens to my client's data?

    Statements are stored securely, deleted after 7 days (or when you click delete), and never shared. The report only names the company if you add it. We never contact your client or pass anything to lenders.

    Why add the company number?

    It lets us look up the directors and shareholders on Companies House and separate their money from trading income and third-party loans. It's optional.

    What counts as a case?

    One upload for one business, up to 100 pages of statements. Bigger uploads count as one case per 100 pages. If we can't read the statements, you are not charged.